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Grants for Home Repair

Unexpected home repairs are a strain on most household budgets. However, the federal government offers many different types of grants for home repair. If you meet the eligibility criteria, this money doesn’t have to be paid back.

If you live in a county declared a Major Disaster Area by FEMA (Federal Emergency Management Agency) and don’t have the financial resources to repair damage to your property, you may be eligible for these grants for home repair. You can also receive grant money to rent a temporary home or repay lodging expenses. In some cases, you may be able to receive assistance to build a new home.

If you are a permanently and totally disabled veteran, the Department of Veterans Affairs provides grant assistance to help you remodel your home to accommodate your disability. If the disabled veteran resides in a home owned by a family member, that person is also eligible to receive this grant assistance as long as the veteran plans to continue living in that residence. These grants for home repair are part of the Specially Adapted Housing program and the Special Hosing Adaptations program.

If you are a low income homeowner over the age of 62 who lives in a rural area, USDA Rural Development Section 504 grants can provide assistance with home repairs. USDA grants for home repair are used to remove health or safety hazards from your home. For example, USDA grants for home repair could be used to install or repair sanitary disposal systems to ensure that health department requirements are met. A rural area is defined as a community with a population of less than 10,000.

The U.S. Department of Housing and Urban Development works with state and local government officials to provide grants for home repair. Most programs are intended for people with low to moderate incomes. The Community Development Block Grant Program and HOME Program are two examples of HUD grants for home repair. To apply for assistance, you must contact the administering agency in your area.


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